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  • Which rates are available and if they cost additional points or offer any credit back.

  • Loan details, estimated payment summary, fees, and an amortization schedule.

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(602) 492-3377

[email protected]

John Caliendo

Phone: (602) 492-3377

Email: [email protected]

© 2025 All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Pre-Qualification Disclaimer: Our pre-qualification form is a self-assessment tool to determine whether you may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. A pre-qualification does not affect your credit score.

APR interest rates can range from 3.99% to 12.99% and is largely dependent on your personal current situation, including but not limited to, credit rating and history, your monthly salary, and your debt to income ratio. Not all rates shown may comply with qualified mortgage rules or pass the points and fees test. Interest rates and rate pricing move with the mortgage-backed securities market and therefore pricing can change daily and sometimes several times daily.

eLoansUSA is acting as an independent contractor and not as your agent. We enter into separate independent contractor agreements with various lending underwriters. While we seek to assist you in meeting your financial needs, we do not distribute the products of all lenders or investors in the market and cannot guarantee the lowest price or best terms available in the market.

eLoansUSA.com

5559 S Sossaman Rd., Bldg 1, STE 101, Mesa AZ 85212

[email protected]

(602) 492-3377

eLoansUSA, NMLS 1660690 | AZMB-0944059

NMLS Consumer Access

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